What To Include in a NJ Prenup or Postnup: 10 Smart Clauses
- Law Office of Arij H. Syed

- Oct 22
- 1 min read
A strong agreement is clear, fair, and tailored to your life. Use this list to spark ideas—then talk with your NJ attorney to finalize what fits your situation.

10 Clauses Couples Commonly Consider
Full Financial Disclosure Exhibit – Attach schedules of assets, debts, and income. Transparency supports enforceability.
Property Classification Rules – Define separate vs. marital property, including how to treat increases in value.
Income & Savings Treatment – Decide whether salary/bonuses go to joint or separate accounts and how savings targets work.
Debt Allocation – Clarify responsibility for premarital loans, new credit lines, or business debt.
Business Ownership & Valuation – Keep an existing company separate, set valuation methods, address appreciation, and outline buy-out terms.
Real Estate & Equity Splits – Who’s on the deed? How do you handle unequal down payments, renovations, or a buy-out option?
Alimony Parameters (if any) – Consider waivers, caps, or formulas—where appropriate and fair at signing.
Windfalls & Inheritances – Keep inheritances/gifts separate or outline limited shared uses (e.g., college fund).
Dispute Resolution First – Mediation (and optionally arbitration) before litigation to reduce cost and conflict.
Review & Update Clause – Revisit after major events (children, home purchase, business growth) to keep terms aligned with reality.
Signing Smart in New Jersey
Start early (months, not weeks)
Independent counsel for both partners
Fair terms at the time of signing
Proper execution and safe storage
Keep copies—and update with life changes
Want help tailoring these clauses to your life? Book a consultation (Virtual or Princeton, NJ). We’ll translate your goals into a New Jersey–enforceable agreement.




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